The Maryam Nawaz Housing Scheme 2024, also known as the Apna Chat Apna Ghar (Our Roof, Our House) scheme, was officially launched by Punjab Chief Minister Maryam Nawaz Sharif. This initiative aims to help people in Punjab, especially those who do not have a home of their own. The scheme provides financial assistance in the form of interest-free loans to help individuals build their homes, bringing them closer to achieving their dream of homeownership.
| Feature | Details |
| Loan Amount | PKR 1.5 million (interest-free) |
| Plot Size (Urban Areas) | 1-5 marlas |
| Plot Size (Rural Areas) | 1-10 marlas |
| Grace Period | 3 months (no payments required) |
| Monthly Installment | PKR 14,000 |
Table of Content
How the Scheme Works
Under the Maryam Nawaz Housing Scheme 2024, individuals who own 1 to 5 marlas of land in urban areas or 1 to 10 marlas in rural areas can apply for an interest-free loan of PKR 1.5 million. This loan is provided by the Punjab government to help landowners build their homes. One of the key features of this scheme is that there is no need to make any payments for the first three months, allowing homeowners to start construction without financial pressure. After the grace period, the loan can be repaid over a period of seven years, with monthly installments of just PKR 14,000.
The Importance of Affordable Housing
During the launch of the scheme, Chief Minister Maryam Nawaz emphasized the significance of having a home. She mentioned that those who already have a home may not fully understand the struggles of being homeless. By keeping the monthly installment at PKR 14,000, the scheme is designed to be affordable for most families. This amount was carefully chosen to allow people to manage their other expenses, such as children’s school fees, utility bills, food, and medicine.
How to Apply Online
Interested individuals can easily apply for the Maryam Nawaz Housing Scheme online through the PITB (Punjab Information Technology Board) portal. The online application process is straightforward and accessible to anyone with basic internet knowledge. For those who may not be comfortable with online applications, the government has also provided a helpline number, 080009100, where they can receive assistance and guidance on how to apply. This ensures that everyone, regardless of their technical skills, has the opportunity to benefit from this scheme.
Maryam Nawaz Housing Scheme in Lahore
The Maryam Nawaz Housing Scheme Lahore is particularly focused on providing affordable housing in Lahore, the capital city of Punjab. Lahore, being one of the most populous cities in Pakistan, faces a significant housing shortage. This scheme is designed to address this issue by offering interest-free loans to eligible residents. The houses built under this scheme will be modern and well-equipped, providing a comfortable living environment for families.
Conclusion
The Maryam Nawaz Housing Scheme 2024 is a significant step towards solving the housing crisis in Punjab. By offering interest-free loans and a simple repayment plan, the scheme makes it easier for families to build their homes. The focus on affordability and accessibility ensures that even those with limited financial resources can benefit from this initiative. This housing scheme not only provides shelter but also brings stability and security to thousands of families across the province.
Also Read: Apni Chat Apna Ghar Scheme: Apply Online at acag.punjab.gov.pk
FAQs
Who is eligible for the Maryam Nawaz Housing Scheme 2024?
The scheme is open to residents of Punjab who own 1 to 5 marlas of land in urban areas or 1 to 10 marlas in rural areas.
How can I apply online for the Maryam Nawaz Housing Scheme?
You can apply online through the PITB portal by filling out the required forms and submitting your details.
What is the loan amount offered under this scheme now?
The scheme offers an interest-free loan of PKR 1.5 million to eligible applicants.
What happens if I cannot apply online now?
If you are not comfortable applying online, you can call the helpline at 080009100 for assistance with your application.