Punjab Chief Minister Maryam Nawaz Sharif has introduced the “Apni Chhat, Apna Ghar” program to provide homes for low-income families. This initiative is part of her commitment to helping those who struggle to afford housing. The program aims to make homeownership possible for everyone in Punjab by offering financial support and easy loan options.
| Feature | Details |
| Loan Amount | Up to Rs. 1.5 million |
| Target Audience | Low-income families |
| Types of Housing | Sustainable, eco-friendly homes |
| Special Benefit | Interest-free loans for home construction |
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Meeting with Dr. Amjad Saqib
Maryam Nawaz had a meeting with Dr. Amjad Saqib, the Founder and Chairman of Akhuwat, to discuss the program. During this meeting, Dr. Saqib praised her efforts to support low-income families, especially through the new housing initiative and electricity bill subsidies. Both leaders are focused on providing relief to the people of Punjab, and this program is a significant step towards that goal.
Expanding the Housing Project
The “Apni Chhat, Apna Ghar” program has already started in Punjab and will continue to grow each year. Maryam Nawaz shared that this will be the largest and most affordable housing project in Pakistan’s history. The program aims to build homes that are not only affordable but also sustainable and eco-friendly, helping to protect the environment while providing housing for those in need.
How the Program Will Work
The program is planned to roll out in three phases. In rural areas, families can apply for loans up to Rs. 1.5 million for plots up to 10 marlas for this scheme. In urban areas, loans are available for plots up to 5 marlas, with monthly repayments around Rs. 14,000. The program will also build four-story flats in major cities, with homes allocated through a lottery system and paid off in affordable installments.
Government Support and Subsidies
In addition to the loans, the government will provide subsidies to make the homes even more affordable. Private housing schemes will offer homes ranging from three to five marlas, with the government covering up to Rs. 1 million per home. The remaining balance can be paid over five years, making it easier for families to own a home.
Conclusion
The “Apni Chhat, Apna Ghar” program is a groundbreaking initiative by the Punjab government to help low-income families achieve homeownership. With government subsidies, interest-free loans, and a focus on sustainability, this program will improve the lives of countless families across Punjab. The collaboration between Maryam Nawaz and Dr. Amjad Saqib shows a strong commitment to providing relief and support to those who need it most.
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FAQs
How much loan can I get under the Apni Chhat, Apna Ghar program?
You can get a loan of up to Rs. 1.5 million for this scheme.
Are the loans under this program interest-free?
Yes, the loans are completely interest-free.
What types of homes are included in the program?
The program includes sustainable and eco-friendly homes.
How can I apply for the housing program?
You can apply through the designated application process, which will be provided by the government.