The Punjab government has launched a new housing project called the ‘Apni Chhat Apna Ghar’ scheme. This project, led by Punjab Chief Minister Maryam Nawaz Sharif, aims to provide affordable homes to the citizens of the province. With this scheme, over 3,000 homes will be built in each district of Punjab, making homeownership easier for low- and middle-income families.
| Detail | Information |
| Number of homes | 3,000 homes in each district |
| Main cities | Lahore, Multan, Faisalabad, Sialkot, Rawalpindi |
| Cost of apartment | Rs. 1.5 million |
| Subsidy by government | 60% |
Table of Content
Affordable Housing for All
The ‘Apni Chhat Apna Ghar’ scheme will help families who have struggled to own a home. By building 3,000 homes in each district, the project ensures that people in cities and towns across Punjab can benefit. The initial phase will concentrate on cities like as Multan, Faisalabad, Sialkot, Sargodha, and Rawalpindi. In Lahore, 5,000 homes will be constructed near Raiwind Road, giving even more families access to affordable housing.
Easy Payment Plans
One of the best features of this scheme is the easy payment plan. Each home is priced at Rs. 1.5 million, but with the government’s 60% subsidy, residents will only have to pay 40% of the total cost. This amount can be paid in small monthly installments of Rs. 26,000 over five years. This flexible plan makes homeownership possible for families with modest incomes.
- Affordable cost: Only 40% of the cost to be paid by residents.
- Monthly installments: Rs. 26,000 per month over five years.
- Government subsidy: 60% of the cost covered by the government.
- Low-income families: Designed to help families with limited earnings.
Application Process
To make the process easier for applicants, the Punjab Information Technology Board (PITB) has created an online portal. Interested citizens can visit the portal (acag.punjab.gov.pk) to fill out the application form. The form requires basic information such as name, CNIC number, and contact details. There is also a helpline (0800-09100) available for those who need help with their applications.
Interest-Free Loans for Construction
In the first phase of the scheme, around 70,000 families will receive interest-free loans to build homes on their own land. This loan is an important part of the program, as it helps families who already own land but do not have enough money to build a house. The loans will make it possible for these families to finally build a home of their own.
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Conclusion
The ‘Apni Chhat Apna Ghar’ scheme is a major step towards providing affordable housing to the people of Punjab. With easy payment plans, interest-free loans, and the construction of thousands of homes across the province, this initiative will make homeownership a reality for many families. If you are interested in applying, visit the official portal or call the helpline for more information.