The Government of Pakistan has introduced the Apni Chhat Apna Ghar Scheme, offering financial assistance to help people build their own homes. Through this scheme, eligible individuals can receive a loan of up to 15 lakh rupees. To qualify, applicants must submit the required documents and meet certain conditions. This article will guide you through the necessary documents and the process for applying.
| Document | Details |
| CNIC (Front & Back) | Must be valid and include photos |
| Income Proof | Proof of income to be submitted |
| Land Certificate | If you own land, provide its certificate |
| Electricity Bill | Submit your monthly electricity bill |
Table of Content
Important Documents for Loan Eligibility
To qualify for the Apni Chhat Apna Ghar scheme, you need to provide several important documents. First, you will need to submit your CNIC (Computerized National Identity Card) number along with a photograph of both the front and back of the card. Additionally, you should submit your father’s or husband’s ID card number if applicable. Providing proof of your income is crucial, as is submitting a certificate if you own any land. Lastly, you need to submit your latest monthly electricity bill. After completing these steps, you will be eligible for the 15 lakh loan.
Maryam Nawaz Loan Scheme Update
The Apni Chhat Apna Ghar Scheme was introduced by Maryam Nawaz, and according to the latest update, loan distribution started on September 15, 2024. Those who registered for the scheme earlier will soon begin receiving loan offers. The goal of this scheme is to help people who own land but cannot afford to build a home. With the help of this loan, they can construct a house and repay the loan in installments over seven years.
Key Eligibility Requirements
- Applicants must be between 18 to 30 years of age for this scheme.
- Must belong to Punjab province.
- Cannot own a previously built home.
- Must have a poverty score of up to 25%.
Eligibility Criteria for Apni Chhat Apna Ghar program 2024
To be eligible for this scheme, there are certain conditions you must meet. You must be between 18 to 30 years of age and must reside in Punjab. Additionally, you should not own a house already, and your poverty score should not exceed 25%. If you have never received a loan from a bank before and do not travel abroad regularly, you may also qualify for the loan. Moreover, anyone working in a government position higher than Grade 4 is ineligible for the program.
New Update: 15 Lakh Loan
According to the latest update from the Punjab government, registered individuals will soon receive loans up to 15 lakh rupees. These loans can be used to build homes, and repayment will be in installments over a seven-year period. The monthly payment for this loan will be around 14,000 rupees, which is to be paid after four months of receiving the loan. If you meet all the conditions and submit the required documents, you will be eligible to receive the loan without any complications.
Also Read: Secure Your Child’s First 1000 Days with the BISP Nashonuma Program (Recent Update)
Conclusion
The Apni Chhat Apna Ghar Scheme is a great opportunity for the people of Punjab to secure financial help to build their own homes. By providing a loan of 15 lakh rupees, the scheme allows people to fulfill their dreams of homeownership without financial stress. Make sure to submit the required documents and check your eligibility to take advantage of this program.